Insuring Conditions are preset blocks of legal text (clauses) that define the conditions of insurance depending on various factors in the submission.  Using triggers, conditions can be included or excluded from the Insuring Conditions field based on the choices and data the user has entered in the submission form, all determined during the calculation of a quote.  The quote calculation itself has a specific sequence of events which could affect the calculations, click here for more information.

Adding an Insuring Condition

With the master cover selected, click the Insuring Conditions item in the Screens widget.  For instructions on finding and viewing a master cover, see the section on Viewing and Modifying a Master Cover.

Select a Quote Option to view the insuring conditions defined for that option.

The Insuring Conditions panel displays all clauses under the selected Quote Option.

1.   Click in the field marked Please click here to add new row.

2.   The clause can be associated to a specific Premium Type.  Select All Premium Types to make the clause independent of the premium type.

3.   Select a Condition Type.

4.   Select the Clause Name containing the necessary text.

5.   Select a Trigger Name to set the conditions for inclusion of this clause.  If the trigger evaluates as true, the clause is added to the Insuring Conditions field.

If no trigger is specified, the clause is always included.

6.   A Code can be entered for integration with external systems.

7.   Enter a Sequence number to determine in what order the clauses appear in the Insuring Conditions field.

8.   The Effective Date and Valid Until Date fields can be used together or separately to control when the clause is included.  If the effective date of the transaction is before the effective date of the clause or after the valid until date of the clause, the clause is not included.

9.   Press the Tab key from the Valid Until Date field or click outside the table to add the item to the list.  The item is highlighted in yellow to indicate that it has not been accepted yet.

10. Repeat the previous steps to add additional entries.

11. Once all entries have been added, right-click inside the table and select Accept All Changes.  This saves the current table.

12. Click Save to save the changes.

13. Additional insuring conditions can be added to the same Quote Option, or a different Quote Option can be selected.

Viewing and Modifying an Insuring Condition

With the master cover selected, click the Insuring Conditions item in the Screens widget.  For instructions on finding and viewing a master cover, see the section on Viewing and Modifying a Master Cover.

Select a Quote Option to view the insuring conditions defined for that option.

The Insuring Conditions panel displays all clauses currently attached to the master cover.

1.   Double-click on any field in the table to open it for editing.  See the section on Adding an Insuring Condition for a detailed description of the fields.

2.   Once all changes have been made, click outside the table.  The edited conditions are highlighted in yellow.

3.   Right-click inside the table and select Accept All Changes.  This saves the current table.

4.   Click Save to save any changes.

Deleting an Insuring Condition

With the master cover selected, click the Insuring Conditions item in the Screens widget.  For instructions on finding and viewing a master cover, see the section on Viewing and Modifying a Master Cover.

Select a Quote Option to view the insuring conditions defined for that option.

The Insuring Conditions panel displays all clauses currently attached to the master cover.

1.   To remove list items, right-click on the item in the table, and select Delete.  The item is highlighted in red, and is removed when the list is saved.

2.   Right-click inside the table and select Accept All Changes.  This saves the current table.

3.   Click Save to save any changes.